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Loan Programs

Commercial & Multi-family

  • Acquisitions and refinances for all sizes and classes of properties

  • Wide array of loan programs

  • Sources who understand “value-added” concepts

  • Sources that are not afraid of properties with heavy deferred maintenance

  • Full range of SBA programs available

Apartment Building
New Houses

Development & Construction

  • All sizes/types throughout the country

  • We understand all aspects of the development process

  • Loans for expansion or rehabilitation of an existing property

  • Construction financing that can roll into permanent take-out financing

Residential Home Loans

  • Purchase, Refinance, and HELOC programs

  • Adjustables, Fixed & Interest only programs

  • First Time Home Buyers

  • Non occupant co-borrower programs

  • 1 year Tax Return loans (some programs)

  • Expanded criteria loans for borrowers with recent short sales, foreclosures or issues

  • FHA/VA Loans

Keys To The New Place
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No Tax Returns

  • Multiple programs that qualify from bank statement cash flow

  • Some programs allow a combination of documented income & cash flow from bank statements to qualify

  • Very broad based & flexible range of programs

  • No max $ amount

Investment Financing

  • All dollar amounts –  no max

  • Very flexible 1-4 unit Fannie Mae non-owner investment Programs

  • 30-year fixed programs available

  • Possible to cross collateralize properties

  • Interest only programs available

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Fannie Mae Numbers 2022
Property
Conforming
High-Balance
1 Unit
$647,200
$970,800
2 Unit
$828,700
$1,243,050
3 Unit
$1,001,650
$1,502, 475
4 Unit
$1,244,850
$1,867,275