Full Loan Approval Process
1. Credit Score
Know your credit score and the necessary steps to improve it if needed.
2. Income + Tax Returns
Be ready to provide your most recent tax returns & current income documentation.
3. Down Payment
Review the wide array of down payment options to find the best percentage for you.
4. Let Us Do the Rest
Gloria will pull your info together to create your personalized real estate loan package.
Some of Our Loan Programs
Residential Home Loans
Purchase, Refinance, and HELOC programs
Adjustables, Fixed & Interest only programs
All dollar amounts – no max
Very flexible 1-4 unit Fannie Mae non-owner investment Programs
No Tax Returns
Multiple programs that qualify from bank statement cash flow
Some programs allow a combination of documented income & cash flow from bank statements to qualify
Apartment & Commercial
Acquisitions and refinances for all sizes and classes of properties
Wide array of loan programs
Development & Construction
All sizes/types throughout the country
We understand all aspects of the development process
Foreign National Loan Program
Highly customized programs to fit the needs of the borrower
Owner occupied investment programs
Gloria & Her Team
During her thirty-five plus years as a California mortgage broker, banker, and founder of CenTek Capital Group and Crestview Financial, Gloria Shulman has come to be regarded as the industry pace-setter. Although Gloria’s based in Beverly Hills, California, her referral base is extensive and nationwide. With this network, it allows access to almost every lending source available. Gloria has been featured in numerous professional publications, including the Wall Street Journal, Yahoo! Real Estate, and Realtor.com. As an expert in her field, Gloria has personally funded over 200,000 loans and still counts her successes one at a time. Gloria devotes herself personally with her extraordinary professional approach to each and every one of her clients. She offers the support, input, and ongoing communication needed in the fast-paced business of real estate finance.
I have been doing business with Gloria Shulman for over 30 years and she has always come through with the loans, in even the most difficult situations. Gloria has been great with my clients and I would recommend for anyone to use Gloria.
Gloria got me the money I needed to buy my house in a weeks time. From the moment I called her I was under the gun to get financing done in less than 14 days. She said she would come through and she did with flying colors. Thank you Gloria!
Xavier de la Piedra
I have been working with these guys for 20 years. They get the best pricing around, are extremely thorough, and are a pleasure to worth with. We have done two different homes, along with a number of refinancings when rates dropped. I highly recommend them.
Ask Gloria Anything!
Would you like to speak to to Gloria regarding your real estate finances over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.
For Businesses: Do you have questions about how the mortgage brokers at CenTek Capital can help your company? Send us an email or call us between 7:00am – 7:00pm any day of the week — we would be delighted to speak with you.