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One of the oldest investing axioms is “Don’t fight the Fed!!” The Federal Reserve announced yesterday they do not expect any additional rate increases for 2019. This dovish disposition opens the door for lower interest rates which equates to lower mortgage rates!! It is of our opinion that rates will continue to gradually recede towards lower levels!!

Please contact us to review your current mortgage and see if we can either lower the rate or restructure the mortgage into a longer or shorter term amortization period. It is extremely important that we have all of the paperwork fully prepared so that we can take advantage of quick changes in the market place. We do not know when rates might make the U-turn back up, so we strongly suggest that one considers being proactive now.

Special Commitment

One of our institutional Lenders has an appetite for Single Family Investment property with loan amounts in the $1M – $2.5M range (any place in California). Rates are extremely aggressive as low as high 3s for 5 or 7 year—rates in low to mid 4s for 10 and 30 years.

Product Requirements:

— 740 Credit

— Qualifying Tax Returns

As always, please feel free to connect with us to review your financing situation and just to say hello!!

Best regards,

Gloria Shulman and Curtis Cohen