Loan Programs
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Loan Programs
Below are some of our many Loan Programs.
Commercial & Multi-Family
- Acquisitions and refinances for all sizes and classes of properties
- Wide array of loan programs
- Sources who understand “value-added” concepts
- Sources that are not afraid of properties with heavy deferred maintenance
- Full range of SBA programs available
Development & Construction
- All sizes/types throughout the country
- We understand all aspects of the development process
- Loans for expansion or rehabilitation of an existing property
- Construction financing that can roll into permanent take-out financing
Residential Home Loans
- Purchase, Refinance, and HELOC programs
- Adjustables, Fixed & Interest only programs
- First Time Home Buyers
- Non occupant co-borrower programs
- 1 year Tax Return loans (some programs)
- Expanded criteria loans for borrowers with recent short sales, foreclosures or issues
- FHA/VA Loans
No Tax Returns
- Multiple programs that qualify from bank statement cash flow
- Some programs allow a combination of documented income & cash flow from bank statements to qualify
- Very broad based & flexible range of programs
- No max $ amount
Investment Financing
- All dollar amounts – no max
- Very flexible 1-4 unit Fannie Mae non-owner investment Programs
- 30-year fixed programs available
- Possible to cross collateralize properties
- Interest only programs available
Foreign National Loan Program
- Highly customized programs to fit the needs of the borrower
- Owner occupied investment programs
- Private money sources can close transactions within 5 days
Fannie Mae Numbers 2019
| Type | Conforming | High-Balance |
|---|---|---|
| Single Family | $484,350 | $726,525 |
| Duplex | $620,200 | $930,300 |
| Triplex | $749,650 | $1,124,475 |
| Fourplex | $931,600 | $1,397,400 |