Your Home, Your Money, Your Time

We know that the home buying process can be rigorous and time-consuming. We are here to help and make the process more user-friendly. CenTek is a group of local experts who work together with you to package your loan to reflect your strengths and minimize your weaknesses.

Gloria and her team maintain long standing relationships with a vast network of funding sources to gain unparalleled access to the most aggressive real estate financing options and solutions on the market. Our extensive history with real estate agents and our highly regarded pre-approval process contribute to our success in closing the deal. 

With 30+ years of experience—we’ve funded every type of loan, issuing a detailed up-front loan approval for many programs and closing purchase transactions in about 25 days. From the initial point of contact to final funding, our emails and phone lines are open so that you and your agents are updated on your loan status in real time.  

If any issues arise, these are addressed immediately so that there are no hiccups. We structure “out of the box” transactions using detailed underwriting strategies to determine the exact amount of the loan and of the terms so you will know exactly what your purchasing power is for a new property.

Loan Programs:

  • Fixed Rate Mortgage
  • Multifamily (5+ units)
  • Refinance
  • Secondary financing considered on purchase transactions
  • Development and Construction
  • Adjustable Rate Mortgage
  • FHA
  • Low LTV pricing enhancements
  • Interest Only (Home Equity Loan)
  • Principal & Interest
  • 2nd Mortgages

Flexible Qualifying and Property Terms:

  • Lower credit scores are considered
  • Notes payable in less than one year are not required to be subtracted from self-employed income once verified as renewable
  • Full underwriter approval available without a property address
  • Interest-only loan program options